BestCryptoCash

Crypto cards that pay you back

All 20 crypto cards with cashback, side by side. We show the rate a normal person actually gets, then the headline "up to" rate and what it takes to unlock it. Enter your monthly spend to see what each card would really pay.

No affiliate links No sponsored rankings Updated: Latest change: BestCryptoCash launches with 20 cards
Estimates use each card's best plan that doesn't need staking, apply monthly caps and subtract plan fees. How it's calculated

Showing 20 of 20 cards

  1. #1

    ether.fi Cash

    Self-custodycredit/debit (Visa)EU · UK · Global

    Last checked

    Real cashback
    3%
    no stake or fee
    Up to
    4% in ETHFI / USD equivalent
    Higher membership tier
    Visit site ↗

    At $1,000/mo you’d get about $30.00/mo ($360/yr) on Core

    Caps, fees and availability
    Monthly caps
    3% band up to ~$2,000 spend (reported)
    Fees
    Free (Core)
    Where available
    Global, US availability varies
    Paid in
    ETHFI / USD equivalent

    Spend above $2,000/mo assumed to earn nothing extra.

  2. #2

    Plutus Card

    Exchange / custodialdebit (Visa)EU · UK

    Last checked

    Real cashback
    3%
    needs paid plan or stake
    Up to
    9% in PLU
    Premium subscription + PLU stake
    Visit site ↗

    Not estimated: Plan caps not clearly published, so it is not estimated.

    Caps, fees and availability
    Monthly caps
    Plan-based
    Fees
    Subscription
    Where available
    UK, EEA
    Paid in
    PLU

    Plan caps not clearly published, so it is not estimated.

  3. #3

    Bybit Card

    Exchange / custodialdebitEU · UK

    Last checked

    Real cashback
    2%
    no stake or fee
    Up to
    10% in USDT
    High Bybit VIP level. Tier 2 = 2% (VIP 1-2), Tier 3 = 4% (VIP 3)
    Visit site ↗

    At $1,000/mo you’d get about $20.00/mo ($240/yr) on Beta (spend $500+)

    Caps, fees and availability
    Monthly caps
    Tier 1 $5/mo, Tier 2 $50, Tier 3 $150, Apex $250, Omega $400, Infinite $500-600 (Bybit's own page conflicts)
    Fees
    No annual fee
    Where available
    EEA, UK, Australia, LATAM, parts of Asia. Not US / Canada (varies)
    Paid in
    USDT
  4. #4

    Coinbase One Card

    Exchange / custodialcredit (Amex)US

    Last checked

    Real cashback
    2%
    needs paid plan or stake
    Up to
    4% in BTC
    Paid Coinbase One membership + large Coinbase balance (top tier reported ~$200k)
    Visit site ↗

    At $1,000/mo you’d get about $15.01/mo ($180/yr) on Coinbase One plan, after the plan fee

    Caps, fees and availability
    Monthly caps
    Reported $10,000/mo spend at higher rates
    Fees
    No card fee, but Coinbase One subscription required
    Where available
    US
    Paid in
    BTC
  5. #5

    KAST Card

    Exchange / custodialdebit (Visa)US · EU · UK · Global

    Last checked

    Real cashback
    1.5%
    no stake or fee
    Up to
    3% in USD-denominated rewards
    Premium card purchase
    Visit site ↗

    At $1,000/mo you’d get about $15.00/mo ($180/yr) on K Card (free)

    Caps, fees and availability
    Monthly caps
    $30/mo on free tier (reported)
    Fees
    Free to $10,000
    Where available
    Global incl. US
    Paid in
    USD-denominated rewards
  6. #6

    Fold Card

    Exchange / custodialdebit (Visa)US

    Last checked

    Real cashback
    1.5%
    no stake or fee
    Up to
    2% in BTC
    Fold+ membership
    Visit site ↗

    At $1,000/mo you’d get about $15.00/mo ($180/yr) on Standard

    Caps, fees and availability
    Monthly caps
    Not published
    Fees
    Free / Fold+ subscription
    Where available
    US
    Paid in
    BTC
  7. #7

    Coinbase Card

    Exchange / custodialdebit (Visa)US

    Last checked

    Real cashback
    1%
    no stake or fee
    Up to
    4% in Crypto of choice (rotating options)
    Pick the highest current rotating reward in the app
    Visit site ↗

    At $1,000/mo you’d get about $10.00/mo ($120/yr) on Standard

    Caps, fees and availability
    Monthly caps
    Not published
    Fees
    No annual fee
    Where available
    US
    Paid in
    Crypto of choice (rotating options)

    Rotating rewards can pay up to 4% on the reward you pick.

  8. #8

    Gemini Credit Card

    Exchange / custodialcredit (Mastercard)US

    Last checked

    Real cashback
    1%
    no stake or fee
    Up to
    4% in Crypto of choice (BTC, ETH, 50+)
    No staking. 3% dining, 2% groceries, 1% everything else
    Visit site ↗

    At $1,000/mo you’d get about $10.00/mo ($120/yr) on Everyday spending

    Caps, fees and availability
    Monthly caps
    4% on first $300/mo of qualifying spend
    Fees
    No annual fee
    Where available
    US
    Paid in
    Crypto of choice (BTC, ETH, 50+)

    Estimate assumes general spending. Gas/transit (4%), dining (3%) and groceries (2%) earn more.

  9. #9

    Uphold Card

    Exchange / custodialdebitUS · UK

    Last checked

    Real cashback
    1%
    no stake or fee
    Up to
    4% in XRP
    Elite subscription
    Visit site ↗

    At $1,000/mo you’d get about $10.00/mo ($120/yr) on Essential

    Caps, fees and availability
    Monthly caps
    $300/mo (Elite, reported)
    Fees
    Free / $99.99
    Where available
    US, UK
    Paid in
    XRP
  10. #10

    MetaMask Card

    Self-custodydebit (Mastercard)EU · UK

    Last checked

    Real cashback
    1%
    no stake or fee
    Up to
    3% in mUSD
    Metal card subscription
    Visit site ↗

    At $1,000/mo you’d get about $13.40/mo ($161/yr) on Metal, after the plan fee

    Caps, fees and availability
    Monthly caps
    Not published
    Fees
    Free (Virtual) / $199/yr (Metal)
    Where available
    EU, UK, LATAM and others; US paused mid-2026 (reported)
    Paid in
    mUSD
  11. #11

    Krak Card

    Exchange / custodialdebit (Mastercard)EU · UK

    Last checked

    Real cashback
    1%
    no stake or fee
    Up to
    2% in Crypto / USD
    Not clearly published
    Visit site ↗

    At $1,000/mo you’d get about $10.00/mo ($120/yr) on Standard

    Caps, fees and availability
    Monthly caps
    Not published
    Fees
    Free
    Where available
    EEA, UK (expanding)
    Paid in
    Crypto / USD
  12. #12

    Kolo Card

    Exchange / custodialdebitEU · UK · Global

    Last checked

    Real cashback
    1%
    no stake or fee
    Up to
    2% in BTC
    Intro period
    Visit site ↗

    At $1,000/mo you’d get about $10.00/mo ($120/yr) on Standard

    Caps, fees and availability
    Monthly caps
    $100/mo
    Fees
    Free
    Where available
    170+ countries, not US
    Paid in
    BTC
  13. #13

    Bitpanda Card

    Exchange / custodialdebit (Visa)EU

    Last checked

    Real cashback
    1%
    no stake or fee
    Up to
    1% in BEST / crypto
    Tier-based
    Visit site ↗

    At $1,000/mo you’d get about $10.00/mo ($120/yr) on Standard

    Caps, fees and availability
    Monthly caps
    Not published
    Fees
    Free
    Where available
    EEA
    Paid in
    BEST / crypto
  14. #14

    Gnosis Pay

    Self-custodydebit (Visa)EU · UK

    Last checked

    Real cashback
    1%
    needs paid plan or stake
    Up to
    5% in GNO
    Hold GNO in wallet (extra +1% for OG NFT holders)
    Visit site ↗

    Not estimated: Cashback depends on how much GNO you hold, so it is not estimated.

    Caps, fees and availability
    Monthly caps
    Not published
    Fees
    Low / free
    Where available
    EEA, UK, some LATAM (new sign-ups may be restricted)
    Paid in
    GNO

    Cashback depends on how much GNO you hold, so it is not estimated.

  15. #15

    Wirex Card

    Hybriddebit (Visa)EU · UK

    Last checked

    Real cashback
    0.5%
    no stake or fee
    Up to
    8% in WXT / WPAY
    Premium tier + large token holding (reported 10% of $50k+ portfolio)
    Visit site ↗

    At $1,000/mo you’d get about $5.00/mo ($60/yr) on Standard

    Caps, fees and availability
    Monthly caps
    Up to $2,000/mo redemption (top tier, reported)
    Fees
    Free base tier; paid tiers
    Where available
    UK, EEA, APAC
    Paid in
    WXT / WPAY
  16. #16

    Nexo Card

    Exchange / custodialdual debit/credit (Mastercard)EU · UK

    Last checked

    Real cashback
    0.5%
    needs paid plan or stake
    Up to
    2% in NEXO or BTC
    Credit Mode, portfolio $5,000+, NEXO tokens 10%+ of portfolio
    Visit site ↗

    Not estimated: Needs a $5,000+ portfolio in Credit Mode, so it is not estimated.

    Caps, fees and availability
    Monthly caps
    Not published
    Fees
    No annual fee
    Where available
    EEA, UK, selected countries
    Paid in
    NEXO or BTC

    Needs a $5,000+ portfolio in Credit Mode, so it is not estimated.

  17. #17

    Binance Card

    Exchange / custodialdebitEU

    Last checked

    Real cashback
    0.1%
    no stake or fee
    Up to
    8% in BNB
    Hold large average BNB balance (top tier reported ~600 BNB)
    Visit site ↗

    At $1,000/mo you’d get about $1.00/mo ($12/yr) on Standard

    Caps, fees and availability
    Monthly caps
    Not clearly published
    Fees
    No annual fee
    Where available
    EEA and selected countries; not US
    Paid in
    BNB
  18. #18

    Crypto.com Visa Card

    Exchange / custodialdebit (prepaid)US · EU · UK · Global

    Last checked

    Real cashback
    0%
    no stake or fee
    Up to
    4.5% in CRO
    Lock EUR 450,000 in CRO for 12 months. Ruby Steel 1.5% = EUR 3.99/mo or EUR 450 CRO lock; Jade/Indigo 2.5% = EUR 24.99/mo or EUR 4,500 lock; Icy/Rose 3.5% = EUR 45,000 lock
    Visit site ↗

    At $1,000/mo you’d get about $6.65/mo ($80/yr) on Ruby Steel, after the plan fee

    Caps, fees and availability
    Monthly caps
    Ruby $750/mo spend, Jade $1,500, Icy $3,000, Obsidian $5,000 spend at full rate
    Fees
    Free to EUR 24.99/mo depending on tier
    Where available
    Global (most countries)
    Paid in
    CRO
  19. #19

    RedotPay Card

    Exchange / custodialdebit (Visa)EU · UK · Global

    Last checked

    Real cashback
    0%
    no stake or fee
    Up to
    3% in USDT
    Paid Pro membership (~$129)
    Visit site ↗

    At $1,000/mo you’d get about $7.25/mo ($87/yr) on Pro, after the plan fee

    Caps, fees and availability
    Monthly caps
    $18/mo (reported)
    Fees
    Card fee + Pro membership
    Where available
    Global, not US
    Paid in
    USDT
  20. #20

    Bitget Card

    Exchange / custodialdebitEU

    Last checked

    Real cashback
    –
    no stake or fee
    Up to
    8% in BGB
    Hold BGB (tiered)
    Visit site ↗

    Not estimated: Base rate not published, so it is not estimated.

    Caps, fees and availability
    Monthly caps
    Not published
    Fees
    Free
    Where available
    EEA, APAC
    Paid in
    BGB

    Base rate not published, so it is not estimated.

How to read this list

Real cashback is what you earn without locking up tokens. 13 of the 20 cards pay something with no stake and no fee. Where a card only pays through a paid plan, the rate is labelled "needs paid plan or stake".

Up to is the advertised top rate. It usually needs a large token stake, a high VIP level or a paid plan, and it's often capped each month. Why 10% cashback usually isn't 10%.

Exchange or self-custody?

Exchange cards hold your crypto for you. Self-custody cards spend straight from your own wallet. Each has different risks. Read the comparison.

Rates change often. Every change we spot goes in the change log, and each card shows when it was last checked.